Fund your Business with a Business Cash Advance

All businesses need access to capital to operate, grow, and thrive, but, unless the firm is big enough and old enough to command the attention of their local banker, the hunt for lines of credit continues unabated for many small to medium sized enterprise. “SME’s”, as they are called, are the bulwark of the American economy and the hiring engine that will ultimately reduce our current unemployment rate posture. Access to credit for these firms, however, is often constrained due to general risk concerns.

Banks will grudgingly provide a line of credit if they can hold valuable collateral or obtain personal guarantees from the business principals. Even in these limited cases, there has to be evidence of adequate cash flows or “AAA” clients to support a loan request. Negotiating for one of these lines can take months, and the terms involved can often be a turn off before any funds are ever disbursed.

There are private loan companies that will participate where banks refuse, but the terms and process can once again be drawn out over several months with potentially high interest rates, personal guarantees, and other restrictions that make you question how the lending community ever finds clients, much less make money. The lending community is risk averse. They take their time because they can, the presumption being that hidden issues will surface over time that are not apparent at the outset. The situation heavily favors the lender, yet the small businessperson is left out in the cold unless he finds an alternative that works.

Presently there is such an alternative available today for all SME’s that sell over the Internet or from direct retail outlets. The funding vehicle is known as a business cash advance, and, technically, it is not even classified as a “loan” for credit purposes. The process advances funds based on your previous history for customer card purchases processed by your electronic terminals or Internet interface. After a review of your merchant processing statements for the past three months, representatives at Merchantcashadvances.org will tailor a number of funding and payment programs for your consideration.

There is no collateral involved. Your commitment to pay down the advance consists of a fixed percentage that is applied to your daily transaction file submissions. Depending on your prior transaction volumes, advances can be as high as $500,000. As your business grows and your payments are automatically deducted every day, you may qualify for additional advances at favorable terms. This mechanism then offers the convenience of quick turnaround and a funding vehicle that matches the driver of your business success – payment transactions at the point-of-sale or from your proprietary website.

Online calculators can be used to estimate funding possibilities, and representatives can answer any question that you might have. Check out our calculator to the right and learn how much you qualify for. Contracts are straightforward, and funds can be forwarded in a matter of days without restrictions on how they may be used.

Are you tired of getting declined for a small business loan by your bank? We will get you working capital in 3 – 7 days, click here to check how much business cash you qualify for or apply in the form up in the right column!